CoinIvy

Market weather: green · Bitcoin above its 20-week average (31 Oct 2026)

StellarXLM

The coin of Stellar, a payments network for stablecoins, tokenized funds and cross-border transfers.

Rank #19Since July 2014
Price on 31 Oct 2026
C$0.2380 -1.5% since 31 Jul 2026 · 78.3% below its all-time high

The short version

Stellar is a payments network used for stablecoins, tokenized funds and cross-border transfers; XLM pays its small fees. The US non-profit Stellar Development Foundation, which manages about 29% of supply, leads development. Its next upgrade, Protocol 30, goes to a mainnet validator vote on 23 Nov 2026. On 31 Oct 2026 one XLM cost C$0.2380. From 31 Jul 2026 to 31 Oct 2026 its price changed -1.5% in Canadian dollars, and it was 78.3% below its all-time high of C$1.10 set on 2 Jan 2018.[1]

Checked 31 Oct 2026 · 10 sources · next update about 1 Dec 2026

Price, past year

Past year: high C$0.4274 (3 Nov 2025) · low C$0.1971 (20 May 2026) · -44.1%[1]

Month-end prices (table)
DateC$US$
31 Oct 2026C$0.2383US$0.1707
30 Sep 2026C$0.3167US$0.2224
31 Aug 2026C$0.2422US$0.1746
31 Jul 2026C$0.2412US$0.1719
30 Jun 2026C$0.2479US$0.1745
31 May 2026C$0.3172US$0.2299
30 Apr 2026C$0.2237US$0.1648
31 Mar 2026C$0.2328US$0.1675
28 Feb 2026C$0.2170US$0.1587
31 Jan 2026C$0.2843US$0.2107
31 Dec 2025C$0.2883US$0.2105
30 Nov 2025C$0.3564US$0.2541

Daily prices from CoinGecko; C$ converted at the Bank of Canada daily rate. The latest point is live when available. Past prices, not a forecast.

Choose what to see

Key facts

Price, 31 Oct 2026
C$0.2380[1]
3-month change
-1.5% in C$ (31 Jul 2026 to 31 Oct 2026)[1]
From its high
78.3% below its high of C$1.10 (2 Jan 2018)[1]
Market rank
#19, market value about C$8.4B[1]
Kind
Native coin · Stellar (its own network)
Started
July 2014

Checks: the same 9 questions for every coin

Facts, not a rating
Can an admin key create new coins?NoNo new XLM are created; inflation ended in 2019[2]
Can anyone freeze or take coins from holders?NoXLM has no issuer, so it cannot be frozen or clawed back[3]
Can the token's contract code be changed?Not applicableRuns on its own blockchain; its rules change only through network upgrades
Is the supply capped?Yes50B total, with no issuance since 2019[2]
Any scheduled unlocks in the next 12 months?NoNo vesting schedule; the SDF spends from its holdings[4]
Does a team or foundation hold over 10% of supply?YesThe Stellar Development Foundation manages about 29% of supply[4]
Do network fees reach coin holders?NoFees collect in an undistributed fee pool; there is no staking or distribution[5]
Main network hacked or halted in the past 2 years?NoNo exploit or halt of Stellar itself found; app exploits do not count[6]
Is a regulator or court case targeting the coin itself?NoNamed a digital commodity on 17 Mar 2026; no enforcement found[7]

Each answer is a fact with a source, not a score. What each check means.

Who controls it

Run by
Stellar Development Foundation (SDF), a US non-profit with staff in New York and San Francisco[4]
Founders
Jed McCaleb and Joyce Kim founded Stellar in 2014[2]
Largest holder
The SDF manages 14.52B XLM, about 29% of total supply, 20-22 Oct 2026[4]

Supply

In circulation
35.25B XLM of 50.00B in total (70.5%)[1]
Maximum supply
None set[1]
Fully diluted value
1.42 times its current market value[1]
Supply
50B XLM total, about 35.2B circulating (70%); no new XLM since inflation ended in 2019[2]
Releases
No schedule; the SDF releases XLM as it spends, estimated 1-3% of circulating a year[4]

Use and fees

Main use
Stablecoins (USDC, PYUSD), tokenized funds such as Franklin's BENJI, and remittances[5]
Network fees
US$0.52M in the past year; apps took US$26.2M[5]
Activity
US$329M of stablecoins and US$229M locked in apps, 31 Oct 2026[5]

Trading

Daily trading
About C$260.5M a day on average, 31 Jul 2026 to 31 Oct 2026[1]
Daily turnover
Typically 2.12% of its market value changes hands each day[1]
20-week average
8.9% below its 20-week average price[1]
1-year change
-45.0% in C$[1][8]

History

Not a forecast

Coins ranked 11-50 at this point in past cycles (12-14 months after a Bitcoin peak), one year later: 1,080 cases, 157 coins

46% were higher a year later[9]

Typical result
Median -6% after a year; 61% higher after two years
Lost half or more
25% within a year
Against Bitcoin
12% did better than Bitcoin over the year

History, not a forecast.

Red flags and things to watch

No red flags found
  • Protocol 30 'Bell' goes to a testnet vote on 3 Nov and a mainnet vote on 23 Nov 2026; nodes not updated will stop following the chain.[10]
  • MetaMask added Stellar as a default network on 29 Oct 2026.[10]
  • CometDEX, an app on Stellar, lost about US$717K to an exploit on 25 Aug 2026.[6]

Checked: admin keys, contract upgrades, unlocks, insider supply, hacks, legal actions and claims against records.

Sources and dates

  1. CoinGecko market data, 31 Oct 2026
  2. CoinMarketCap, 31 Oct 2026
  3. Stellar blog (Protocol 17, clawback)
  4. Stellar Development Foundation mandate, Oct 2026
  5. DefiLlama, 31 Oct 2026
  6. DefiLlama hacks, 31 Oct 2026
  7. Coinpedia (SEC-CFTC commodity list), Mar 2026
  8. Bank of Canada USD/CAD rate, 31 Oct 2025
  9. CoinIvy history data: CoinMarketCap weekly rankings 2013-2026, dead coins included
  10. CoinMarketCap updates (Stellar), Oct 2026

Facts as of 31 Oct 2026. Prices from CoinGecko in Canadian and US dollars; US$ figures without a C$ price are converted at 1.3976 C$ per US$.